Head of Content
Mortgage Advisor & Director
Airbnb Mortgages: What you need to know
Can I get a mortgage to buy an Airbnb property?
Yes, lenders have adapted to the demand for mortgages for Airbnb properties, and there is now a range of options available.
Since the launch of Airbnb, the short-term rental market has grown exponentially.
At Teito, our experts have helped many people to find the perfect Airbnb mortgage. We work with more than 100 lenders offering 20,000 mortgage deals. Start comparing today and we promise to make your mortgage journey as stress-free and straightforward as possible!
Are there specific Airbnb mortgages?
Some lenders specialise in short-term holiday let mortgages and have adapted over recent years to support applicants looking to buy an Airbnb property. If you're looking to rent out your property or spare room full time on Airbnb, a holiday let mortgage might be the best fit.
You will need to confirm that you're permitted to provide Airbnb hosting in your freehold agreement, if applicable, and with your local council. Our team can help with this.
What can I use an Airbnb mortgage for?
This type of mortgage will allow you to accommodate:
- Employees travelling for work
- Homeowners who are in-between homes or having construction work on their home.
- Tourists and holidaymakers
- House-hunters who are exploring an area.
Do I need a Buy to Let mortgage for Airbnb?
Some lenders are flexible and will permit you to rent out a spare room temporarily on Airbnb, check with your lender if there are any restrictions on the number of days you can offer.
We would highly recommend speaking to your lender before advertising your home on Airbnb or any other short term rental site.
How can I learn more?
Our team of experienced advisors at Teito have helped many people like you to find the perfect mortgage for their Airbnb home.
With whole-of-market access, our brokers can help you to get the best deal possible on your Airbnb mortgage. Complete our simple contact form now to get started or carry on reading to learn more.
Choosing an Adviser
Selecting a qualified and experienced mortgage adviser is of great importance. To choose a suitable adviser, evaluate their qualifications, experience, and reputation, and ensure they are regulated by the Financial Conduct Authority (FCA).
Read reviews from previous clients and make sure they provide a clear explanation of the products and services they offer, as well as the fees and charges associated with them.
