


Head of Content

Mortgage Advisor & Director
Sheilas Wheels

About Sheilas Wheels
Sheilas Wheels are a provider we often refer our customers to if they need home insurance. They are a reputable firm in this space and we are proud to work with them.
Although we have found that Sheilas Wheels’s home insurance deals are generally competitive with the rest of the market, we will only place a client with them if they are the ideal provider for their needs and circumstances, having compared every alternative.
If you are wondering whether Sheilas Wheels is the right choice for your home insurance, get in touch and we will review this for you and present you with all of your options.
Get a Sheilas Wheels home insurance quotes comparison
You can use our expert advisers to compare home insurance deals from Sheilas Wheels with products from other providers across the market.
They will round up personalised quotes from Sheilas Wheels and alternative providers and offer bespoke advice on which one to choose.
To get started, fill in our quick online form below and one of our expert home insurance advisers with be in touch today!

What type of home insurance does Sheilas Wheels offer?
Sheilas Wheels offers the following types of home insurance cover:
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Buildings insurance: Provides a payout to cover the cost of repairs to the structure of your property, including walls, roof, windows, floors, and permanent fixtures like boilers, kitchens and bathrooms in the event of them sustaining damage.
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Contents insurance: Provides a payout to protect the items inside your home, including furniture, appliances, electronics, and personal belongings, in the event of theft or accidental damage.
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Combined home & content cover: A policy that provides comprehensive coverage, offering protection for your property and the items inside it.
Some home insurance providers such as Sheilas Wheels also offer specialist home insurance for protecting non-traditional properties, such as listed buildings and non-standard construction homes, but these tend to cost more than standard policies.
How Sheilas Wheels calculates home insurance premiums
How much your home insurance will cost with Sheilas Wheels will depend on the premiums they charge you each month and the excess you choose to pay when making a claim.
Opting for a higher excess usually means lower premiums, while the premiums themselves will be set by Sheilas Wheels based on the following factors:
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Property type: Home insurance costs for non-standard properties tend to be higher and some types are higher risk than others. For example, a ground floor flat has a higher risk of break-ins than one at the top of a high rise complex.
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Property location: Location based risks such as your home being located in a flood zone or an area with a high crime rate can also drive up premiums.
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Age of the property: Older properties can be more expensive to insure as they are more likely to encounter issues than new build houses.
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Level of cover: The amount you need would usually be set based on a full rebuild cost of your property and the value of any items inside that you’re insuring. High amounts of cover typically means paying higher monthly premiums.
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Other factors: Sheilas Wheels may also charge more if you have a history of making frequent home insurance claims or request optional extras with your standard cover, such as home emergency assistance or cover for your possessions away from home.
Do you need an adviser to apply for home insurance with Sheilas Wheels?
While not a legal requirement, it is highly recommended that you speak to an independent home insurance adviser before applying for home insurance with Sheilas Wheels, or any other company, for that matter.
Approaching an insurer directly is not recommended as this would mean restricting yourself to just one range of products. Consulting with an insurance broker first would give you an overview of the entire market, so you can be 100% sure you’re getting the right cover.
What’s more, independent insurance advisers often have access to exclusive deals from providers like Sheilas Wheels, so it’s always in your interest to seek their guidance.
At Teito, our home insurance experts always kick things off with a free, no-obligation chat, so it costs nothing upfront to talk to them about Sheilas Wheels’s product range.
What kind of reviews does Sheilas Wheels have for home insurance?
You can see for yourself how other home insurance customers have rated their experience with Sheilas Wheels by consulting leading review aggregation platforms such as TrustPilot and Google Reviews, but this will only give you a rough idea of whether they’re right for you.
Sheilas Wheels are a reputable home insurance provider, but some insurers are better equipped than others at catering for specific individuals. For example, some are well placed to insure non-standard properties while others offer a broader range of add-ons.
Whether Sheilas Wheels would be a ‘good’ option for your home insurance is a question to put to one of our home insurance brokers. They will review your needs and circumstances to establish whether Sheilas Wheels or one of their many competitors would be the best fit.
How to apply for home insurance with Sheilas Wheels
Going direct to Sheilas Wheels is not the best option as this will limit you to just one product range and put you at risk of missing out on the possibility of a better deal elsewhere.
The best way to apply for Sheilas Wheels’s home insurance products is through an independent broker. They will compare what they would offer you with every alternative so you can find out for certain whether Sheilas Wheels are the right insurer for you.
Here are some of the other reasons why using a one of our insurance brokers is a better alternative to going direct to Sheilas Wheels for home insurance:
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Our advisers have access to exclusive home insurance deals
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They will work out the exact amount of cover you need
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They will help you with all of your paperwork
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Our advisers can also help with other types of finance, such as mortgages
Ready to explore Sheilas Wheels’s home insurance product range with an expert and see how it compares to the alternatives? Get started with your broker here.
FAQs
Not all home insurance providers offer landlord insurance so it’s a good idea to consult with an insurance broker before going directly to Sheilas Wheels for this type of cover.
Landlord insurance sometimes calls for a specialist home insurance provider, especially if there are any complexities involved, such as needing cover for a portfolio of properties or protection for a commercial buy-to-let property, and our brokers can match you with one.